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Patrick Hayworth Patrick Hayworth
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A smiling young girl with curly hair hugs a woman, likely her mother, from behind. Both are indoors on a cozy couch, radiating happiness and the true wealth of family bonds. Soft curtains and part of a window appear in the background.4minAd
On Air · 7 May 2026

Legacy is the final layer of wealth

Legacy is the final layer of wealth The most visible part of wealth is often its growth. Investment gains. New assets. Expanded opportunity. But long-term financial success is not defined by growth alone. It is defined by how well that wealth is protected, structured and transferred. That is where legacy planning becomes critical. As wealth…

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A woman and a man sit at a desk with a laptop, coffee mugs, papers, and a calculator, appearing focused as they review documents related to wealth together in a bright, modern office space with plants in the background.4minAd
On Air · 7 May 2026

The wealthiest decisions begin with a plan

The wealthiest decisions begin with a plan There is a big difference between having money and having a plan for it. One gives you options. The other gives those options direction. That distinction is what makes goals-based planning such an essential part of modern wealth management. It shifts the focus away from individual products and…

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A woman sits at a desk in a modern office, smiling while holding a tablet. A laptop and coffee mug are on the desk. She looks thoughtfully out of the frame, sunlight spilling in and reflecting an air of wealth and success.4minAd
On Air · 7 May 2026

Why personalised advice still matters in a digital world

Why personalised advice still matters in a digital world Digital banking has transformed how people manage their money. It is faster, more convenient and more accessible than ever before. Clients can check balances, move funds, monitor portfolios and make decisions in real time. But when it comes to managing finances, convenience alone is not enough.…

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The exterior of the white Paternoster Hotel with a red roof, wooden shutters, and potted aloe plants.3min
On Air · 28 September 2026

Small-town gems, strange bars and stories from the road

There’s something about a small South African town that can turn an ordinary road trip into a story you’re still telling years later. That became very clear on HOT 102.7 Breakfast this morning when a conversation about Paternoster quickly turned into a nostalgic tour of some of the country’s more unusual small-town treasures. Paternoster was…

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